For some, insurance planning is equally or more important than investment planning. We have the experienced knowledge at Markey Wealth Management to help you with both.

Long-term care insurance protects you from the high costs of long-term care that isn’t covered by health insurance, Medicare or Medicaid. This can include home care, assisted living, hospice care, nursing homes and more. Your premium also may increase after your purchase.

It is important to understand long-term care coverage and exclusion, how much your premium will cost and how often it must be paid. We help you to evaluate your need for long–term care and your ability to pay costly premiums. We can create a plan to provide adequate coverage while also protecting your assets.

Annuities, like insurance, pay out an income at a future date. They are different from insurance in that they offer a steady income stream that can be set up to pay monthly, quarterly or even annually. An annuity can be set up as a fixed annuity, for an established payment amount over a designated number of years, or a variable annuity that fluctuates with the investment performance.